How you can get a fast & easy loan with Credito

Life happens, and with it comes unexpected charges. Credito is here to provide you with easy access to quick loans when you need it the most. If you have bad credit, don't worry, you can still get a paperless online loan!

You can apply either online or over the phone

Apply by phone:

1-888-834-0679

Apply online:

Apply now

Quick loan calculator

Select amount

*Only available for renewal

Payment frequency

Weekly Biweekly Monthly

Amount of payment

$62.40

Payment within 90 days

Apply for a loan

Complete our painless application form

Our online form is easy to fill out, super quick and doesn't ask for any paper document.

Get approved fast

The instant verification service allows us to verify your information and approve your request extra fast.

Find money in your bank account!

Receive a money transfer directly into your bank account. If we approve your request before 2:30 p.m. EST on any business days, you get the money on the same day.

Payment options

Before signing your loan agreement, we will give you the details of all the costs involved, so there's no surprise for you. We will automatically debit your bank account on the date specified on your contract. We adapt our repayment schedule to your pay frequency.

Weekly payment

Biweekly payment

Monthly payment

Credito is upfront and transparent

Our online form is easy to fill out, super quick and doesn't ask for any paper documents.

Loans with no credit check

We don't care about your credit score. If you're in a tight spot, and whether it's been like that for a while or not, we just want to help.

Always super convenient

We aim to make it easy for you to get access to quick cash. We're not here to be one more problem in these trying times.

Flexible payment methods

Depending on the amount you borrow, you have between 3 and 4 months to pay back your loan. According to your pay schedule, payments will have to be made in 3, 6, or 12 installments.

Online personal loans for Canadians:

At least 18 years old
Canadian citizen
Canadian bank account
Steady job of at least 3 months
Low short-term debt ratio
Monthly income of $1200 or more
Not be under an undischarged bankruptcy or planning to do so

What sources of income are not accepted?

Private pension
Self-employment
Student loans
Disability benefits
Social programs
Child tax credit
Retirement savings

Renewal and reimbursement

With Credito.ca, your first online cash loan is $500. Your first renewal can be up to $600, your second up to $750, and the third up to $850. If you borrowed $500 or $600, you have 90 days to pay us back. If you borrowed $700, $750 or $850, you have 120 days to pay us back.