How you can get a fast & easy loan with Credito
Life happens, and with it comes unexpected charges. Credito is here to provide you with easy access to quick loans when you need it the most. If you have bad credit, don't worry, you can still get a paperless online loan!
Complete our painless application form
Get approved fast
Find money in your bank account!
Before signing your loan agreement, we will give you the details of all the costs involved, so there's no surprise for you. We will automatically debit your bank account on the date specified on your contract. We adapt our repayment schedule to your pay frequency.
Credito is upfront and transparent
Our online form is easy to fill out, super quick and doesn't ask for any paper documents.
Loans with no credit check
We don't care about your credit score. If you're in a tight spot, and whether it's been like that for a while or not, we just want to help.
Always super convenient
We aim to make it easy for you to get access to quick cash. We're not here to be one more problem in these trying times.
Flexible payment methods
Depending on the amount you borrow, you have between 3 and 4 months to pay back your loan. According to your pay schedule, payments will have to be made in 3, 6, or 12 installments.
Online personal loans for Canadians:
- At least 18 years old
- Canadian citizen
- Canadian bank account
- Steady job of at least 3 months
- Low short-term debt ratio
- Monthly income of $1200 or more
- Not be under an undischarged bankruptcy or planning to do so
What sources of income are not accepted?
- Private pension
- Student loans
- Disability benefits
- Social programs
- Child tax credit
- Retirement savings
Renewal and reimbursement
With Credito.ca, your first online cash loan is $500. Your first renewal can be up to $600, your second up to $750, and the third up to $850. If you borrowed $500 or $600, you have 90 days to pay us back. If you borrowed $700, $750 or $850, you have 120 days to pay us back.
Need more help or information?
Contact us: 1-888-834-0679