Get your cash loan without ever leaving your home

Online personal loans for Canadians:
  • No credit check
  • Complete the form in 5 minutes only
  • Get your money today
  • Repay in 90 to 120 days
  • $500 to $850 short-term loans
Get my loan
Credito Personnage

Quick loan calculator

Loan amount
$500
$600
$700
$750
$500
Loan
Payment frequency
Amount of payment
$62.40
26%
of interest
Payment within 90 days
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100% confidential

We keep all of your information safe with state-of-the-art security.
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Same-day deposit

We'll approve your request very quickly. You could get your money in up to 24h.
icon - Same-day deposit

No credit check

Bad credit? Went bankrupt? We're still willing to help. And it won't even affect your credit score!
Credito not only wants to make this process safe for you, we also aim to make it easy. All of our terms will be presented clearly. Always.
perso

Get rewarded for being a good payer.

At Credito, we reward our most loyal customers! Your first loan with us will be around 26% interest. On your second loan, we start paying part of the interest for you! That means your second loan will be around 20%, and your third loan with us will be as low as 15% interest!

Get this offer
24h
to receive your money transfer
90 days
to pay your loan back
85%
of applications are approved in less than 24 hour
Request my quick loan

Getting a same day loan in Canada has never been easier

Your online loan is approved shortly.
No paper documents are required.
We Adapt our Repayment Schedule to Your Pay Frequency.

How it works
Credito Personnage

If you were wondering about our online loans

Transparency is crucial for us, so here you will find answers to your important questions.

Check out our FAQ

What you're getting with Credito

  • Icon - File None of that obnoxious finance jargon
  • Icon - Credit Card No credit check
  • Icon - Quick Super quick loans to help you cover any unexpected charges or emergency expenses
  • Icon - Calendar Flexible payment methods
  • Icon - Infuriating No infuriating hidden charges
  • Icon - Agents Certified and reliable agents to help you
  • Icon - Fast Always paperless and fast
  • Icon - Rewards Rewards for being a good borrower

Why use us?

Credito's cash loans are a quick way to get the money you need in a flash. Credito also allows for manageable, fixed repayment options that you can afford.

You can rest assured we will go above and beyond to protect your privacy. Our high-security standards are as trustworthy as those of a financial institution.

Claim your cash now

How to apply

Icon - Application
Complete our painless application form
Icon - Approved
Get approved fast
Icon - Money
Money appears in your bank account!

Your $500 to $850 personal loan is just around the corner!

Get my paperless loan now

Important information

Missed payments and your credit score

It is important that you have enough funds in your bank account at your loan repayment time. If you don't, your bank will most likely charge you a penalty on top of ours.

Our $40 penalty will be charged at the end of your contract.

Still, no matter what, your credit score will never be affected by this.

Know that you can always make an arrangement with us to delay any payment for a $25 fee. This fee will only be charged at the end of your agreement with us.

Collection method

Credito.ca uses a collection method that follows Canadian legal requirements. If you end up in delinquency, our collection agents will make payment arrangements with you. Our agents are always helpful and will take your situation into consideration.

Just know that missed payments will accumulate interest on the unpaid balance. You will be responsible for all legal fees generated by the recovering a past due balance.

Responsible loan policies

In Canada, we analyze all online requests to make sure that every borrower can repay their loan. This includes, but is not limited to:

  • Verifying that your salary meets our criteria;
  • Ensuring that you do not have lots of insufficient fund charges in your bank account;
  • Determining if your financial obligations will interfere with your loan repaying capacities.

Following this, if your file meets our standards, we will send you your approval on the same day.

Annual percentage rate (APR)

Credito.ca works with loan companies offering an APR from 15% to 26%. The rate never exceeds 26%.

Renewal

Loan renewals are not automatic; you must request it. It does not happen automatically. To have your loan renewed, you must request it after your balance is lower than $150.

Repayment terms

You must repay your loan within 90 to 120 days.

Repayment example

A $500 loan is due every 2 weeks and repayable in 6 payments of $125.11 for a total amount of $750.66.

This example includes the $225 brokerage fees added to the borrowed capital. The broker sets his commission at his own discretion, disregarding the interest due to the lender agency.

Warning

Please be prudent and wise with loans. Credito always understands your situation. We will be there for any urgent need of cash, but our interest rates might be higher than other banking institutions. 24-hour cash loans should be considered a last resort option. If you are willing to wait, other options could be better for you.

Even though our loans won't affect your credit score, several short-term loans could lead to a lot of debt. Be aware of your financial situation and stay within what you know you can reimburse.

Get your fast and easy online loan without any credit investigation
Apply for my loan
701 West Georgia Street, Suite 1500
Vancouver, British Columbia
V7Y 1C6
701 West Georgia Street, Suite 1500
Vancouver, British Columbia
V7Y 1C6

What is Credito? We are a Canadian online credit brokerage corporation that offers loans without credit investigations. No matter what your credit report looks like, we can provide you with a personal loan. You can always count on our professional, discreet and humane service.

© 2020, Credito.ca - All rights reserved
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