Get your cash loan without ever leaving your home
Online personal loans for Canadians:
- No credit check
- Complete the form in 5 minutes only
- Get your money today
- Repay in 90 to 120 days
- $500 to $850 short-term loans
At Credito, we reward our most loyal customers! Your first loan with us will be around 26% interest. On your second loan, we start paying part of the interest for you! That means your second loan will be around 20%, and your third loan with us will be as low as 15% interest!Get this offer
Your online loan is approved shortly.
No paper documents are required.
We Adapt our Repayment Schedule to Your Pay Frequency.
Credito's cash loans are a quick way to get the money you need in a flash. Credito also allows for manageable, fixed repayment options that you can afford.
You can rest assured we will go above and beyond to protect your privacy. Our high-security standards are as trustworthy as those of a financial institution.Claim your cash now
It is important that you have enough funds in your bank account at your loan repayment time. If you don't, your bank will most likely charge you a penalty on top of ours.
Our $40 penalty will be charged at the end of your contract.
Still, no matter what, your credit score will never be affected by this.
Know that you can always make an arrangement with us to delay any payment for a $25 fee. This fee will only be charged at the end of your agreement with us.
Credito.ca uses a collection method that follows Canadian legal requirements. If you end up in delinquency, our collection agents will make payment arrangements with you. Our agents are always helpful and will take your situation into consideration.
Just know that missed payments will accumulate interest on the unpaid balance. You will be responsible for all legal fees generated by the recovering a past due balance.
In Canada, we analyze all online requests to make sure that every borrower can repay their loan. This includes, but is not limited to:
Following this, if your file meets our standards, we will send you your approval on the same day.
Credito.ca works with loan companies offering an APR from 15% to 26%. The rate never exceeds 26%.
Loan renewals are not automatic; you must request it. It does not happen automatically. To have your loan renewed, you must request it after your balance is lower than $150.
You must repay your loan within 90 to 120 days.
A $500 loan is due every 2 weeks and repayable in 6 payments of $125.11 for a total amount of $750.66.
This example includes the $225 brokerage fees added to the borrowed capital. The broker sets his commission at his own discretion, disregarding the interest due to the lender agency.
Please be prudent and wise with loans. Credito always understands your situation. We will be there for any urgent need of cash, but our interest rates might be higher than other banking institutions. 24-hour cash loans should be considered a last resort option. If you are willing to wait, other options could be better for you.
Even though our loans won't affect your credit score, several short-term loans could lead to a lot of debt. Be aware of your financial situation and stay within what you know you can reimburse.