Legal notice

Terms of use

Please read these terms and conditions carefully

Welcome to Credito. By accessing and browsing this website (“Credito” or “we”), you accept the following terms and conditions (the “Terms and Conditions”). If you do not accept to be bound by these Terms and Conditions, please leave immediately.

We reserve the right to change the above Terms and Conditions at any time without notice. The date of the last update is at the bottom of this page.

1. Property Notice

All content is the exclusive property of Credito or the property of third parties who granted us permission to it this website.

The content includes:

Information
Data,
Photographs
Images
Videos
Trademarks
Logos
Designs
Publicity slogans
Any other Credito material appearing on this website (the “Content”)

All Content is protected by Canadian copyright and trademark laws. All content on this website is provided for informational and promotional purposes only.
You are not authorized to:

Change
Reproduce
Re-edit
Transfer
Forward
Send
Publish
Distribute
Create derivative works of the Content without Credito’s prior written consent.

You may download, print or reproduce the Content for personal use and/or in other circumstances permitted by law. In which case, you should keep all copyright notices or other legal notices it may contain.
All unauthorized use of the Content will be considered as a violation of Credito’s intellectual property rights.

2. Limitation of Liability

Credito does not guarantee the quality, accuracy or completeness of any information on this website. Such information is provided in good faith, on an « as is » basis without any warranty or condition. The Content of this website may include technical inaccuracies or typographical errors.

Credito does not guarantee that the Content of this website will be uninterrupted or error-free. Credito will not be held responsible for any damage resulting from a virus, worm or any other destructive program.

Credito won’t accept responsibility for any damage resulting from the use of this website, or in connection with its Content. You are solely responsible for the use and/or the interpretation of all the Content of this website.

3. Link to Third Party Websites

This website may include links to other websites owned by third parties. Please be aware that Credito has no control over the content of those websites.Credito can not be held responsible for the information contained on other websites. Credito does not offer any guarantee or make any declaration in this regard.

4. Sale of Credito's Products

Credito reserves the right to stop production of any products offered on this website or to change any specification related to these products without notice and without incurring any liability.

5. Compensation

By accessing and browsing this website, you accept to compensate and exonerate Credito, its subsidiaries, shareholders, directors, officers, employees, proxies and licensees for any losses, costs, damages, claims, penalties or other expenses (including reasonable legal fees) which may result from your use of this website or from any other alleged violation of the present Terms and Conditions.

6. Applicable Laws

The present Terms and Conditions, as well as Credito Privacy Policy, are governed and interpreted under the laws in force in Canada applicable therein.

Privacy policy

Credito believes the right to privacy is of particular importance. This is why we have this privacy policy. We want to protect your integrity and your personal information.
The following policy aims to guide the collection and use of information you provide:

1) when accessing our website (http://www.Credito.ca) and/or
2) Upon your participation in a service offered by Credito, subject to any refusal that you could express to us with this regard.

1. Application to the present policy

We may change our privacy policy at any time and without notice. If we decide to change our privacy policy, we will post those changes on this page. This will allow you to be aware of what information we collect, how we use it, and under what circumstances we may disclose it. The date of the last update is written at the bottom of this page.

2. Your consent

The fact
1) of accessing this website and/or
2) providing us with some personal information on a voluntary basis
implies that you are consenting to the collection, use and disclosure of your information as outlined in this privacy policy.

3. Collection and processing of the information gathered by Credito

a) Credito survey, contest or promotion
Credito may use personal information that was provided on a voluntary basis through a message or in the context of a survey, contest or promotion. The information gathered in a context will only be used to communicate with you in the event you win. Contests and/or promotions offered by Credito may have more specific regulations, which will be described in such case.

b) Other purposes
Credito undertakes not to use any personal information it gathers in compliance with this policy for any other purposes. We keep everything confidential unless we get your consent or in certain exceptional circumstances. Like those where Credito believes in good faith that the law requires or allows it.

4. Purposes for which Credito may use the personal information it gathers

Credito reserves the right to stop production of any products offered on this website or to change any specification related to these products without notice and without incurring any liability.

5. Disclosure to third parties

Credito commits to never disclose any of the personal information it gathers to third parties. We keep everything confidential. We disclose information only if we get your consent and in certain exceptional circumstances where the law requires it.

6. Minor

The permission from a parent or a tutor is required for anyone under the age of 18 years old to take part in any activity organized by Credito (like a survey, contest or promotion).

Credito will not collect nor use any personal information relating to Minors without the consent of a parent or tutor.

7. Usage of cookies

Usage of cookies is not linked to any identifiable information. You may at all time deactivate cookies by modifying the configuration of your browser. Doing so may restrict you from accessing some parts of our website.

8. Hyperlinks

Credito’s website may contain hyperlinks allowing users to visit other sites. Credito is not responsible for the privacy practices or the content of any of such websites to which we link.

9. Contact us

For any questions regarding these Terms and Conditions, do not hesitate to contact us: [email protected]