How you can get a fast & easy loan with Credito

Life happens, and with it comes unexpected charges. Credito is here to provide you with easy access to quick loans when you need it the most. If you have bad credit, don't worry, you can still get a paperless, same-day online loan!

You can apply either online or over the phone

Apply online:
Apply now
Apply by phone:
icon - Complete our painless application form
Complete our painless application form

Our online form is easy to fill out, super quick and doesn't ask for any paper document.

icon - Get approved in an hour or less
Get approved fast

The instant verification service allows us to verify your information and approve your request extra fast.

icon - Find money in your bank account!
Find money in your bank account!

Receive a money transfer directly into your bank account. If we approve your request before 1:30 p.m. EST on any business days, you get the money on the same day.

Quick loan calculator

Loan amount
$500
$600
$700
$750
$500
Loan
Payment frequency
Amount of payment
$62.40
26%
of interest
Payment within 90 days

Payment options

Before signing your loan agreement, we will give you the details of all the costs involved, so there's no surprise for you. We will automatically debit your bank account on the date specified on your contract. We adapt our repayment schedule to your pay frequency.

Weekly payment

Biweekly payment

Monthly payment

icon - Credito is upfront and transparent

Credito is upfront and transparent

We will always present our terms clearly, no matter what. With Credito, you can rest assured that you will never encounter hidden or extra fees.
icon - Always super convenient

Always super convenient

We aim to make it easy for you to get access to quick cash. We're not here to be one more problem in these trying times.
icon - Loans with no credit check

Loans with no credit check

We don't care about your credit score. If you're in a tight spot, and whether it's been like that for a while or not, we just want to help.
icon - Flexible payment methods

Flexible payment methods

Depending on the amount you borrow, you have between 3 and 5 months to pay back your loan. According to your pay schedule, payments will have to be made in 3, 6, or 12 installments.
Are you eligible for a loan online?
  • At least 18 years old
  • Canadian citizen
  • Canadian bank account
  • Steady job of at least 3 months
  • Low short-term debt ratio
  • Monthly income of $1200 or more
  • Not be under an undischarged bankruptcy or planning to do so
icon - Flexible payment methods
What sources of income are not accepted?
  • Private pension
  • Self-employment
  • Student loans
  • Disability benefits
  • Social programs
  • Child tax credit
  • Retirement savings
icon - Flexible payment methods
Renewal and reimbursement

With Credito.ca, your first online cash loan is $500. You can ask for renewal when your loan goes below $150. Your first renewal can be up to $600, your second up to $700, and the third up to $750. If you borrowed $500 or $600, you have 90 days to pay us back. If you borrowed $700 or $750, you have 120 days to pay us back.

Need more help or information?
Contact us: 1-888-834-0679

Need money fast? You can repay in 3 months, and we never investigate your credit!

Apply for a loan
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